Financial Planning
Choosing the Right Financial Professional: What You Need to Know
Many people are overwhelmed by the sheer variety of financial professionals available today. It’s a common question, one I often hear during conversations with friends, colleagues, or my community: “Norris, it seems like there are so many different types of financial advisors out there and they all have different ways of working with their clients…
Read More10 Common Financial Mistakes and How to Avoid Them
Managing personal finances can feel overwhelming, especially without a clear plan of action. Financial planning is about more than just numbers; it’s a critical step toward creating security and achieving your goals. Neglecting this essential aspect of your life can lead to costly errors that are not only stressful but could delay or derail your…
Read More5 Simple Steps to Estimating Your Taxes
Tax season can feel overwhelming, but understanding how to estimate your taxes can provide clarity and confidence. Whether you’re curious about how much you might owe or if you’re considering ways to save, knowing how taxes work is essential. This guide will walk you through a straightforward process for estimating your taxes when taking the…
Read MoreRetirement Planning 101: Are You on Track?
Retirement is one of life’s most significant milestones, providing the opportunity to enjoy the freedom and rewards of years of hard work. But achieving a secure and comfortable retirement doesn’t happen by chance. It takes careful planning, smart decision-making, and an understanding of the many factors that can impact your financial future. Planning for retirement…
Read MoreEmbracing ‘Loud Budgeting’
As the cost-of-living crisis looms large, particularly for the younger generation, Gen Z is pioneering a new approach to personal finance: ‘loud budgeting.’ In a world where the pressure to spend money can feel overwhelming, especially in the age of social media, Gen Z is taking a bold stand against financial strain by embracing transparency and intentionality in their spending habits.
Read More2024 Key Numbers for Health Savings Accounts
The IRS recently released the 2024 contribution limits for health savings accounts (HSAs), as well as the 2024 minimum deductible and maximum out-of-pocket amounts for high-deductible health plans (HDHPs).
Read More